Hosted Application
Your application, run for you.
Open Hosted ApplicationPlatform
Four suites. Take one, or any module in it.
23 modules, each open to try. Open any of them in the software.
Origination Suite Take applications and bring borrowers on board.
$0.80 a decision. Creditcrest Origination Suite →
Apply
Questions with a record.
Open ApplyIdentity
Know what was verified.
Open IdentityAML
Due diligence, documented.
Open AMLDocuments
The right version, in order.
Open DocumentsContracts
Write it once. Keep it signed.
Open ContractsSign
Sign it. Keep the proof.
Open SignPortal
One account. A clear view.
Open PortalDecisioning Suite Read the statement, score the applicant, apply your policy.
$2.15 a decision. Creditcrest Decisioning Suite →
Statement
Follow every figure.
With Extract, Enrich and Capacity
Open StatementScore
Measured against your own book.
With Intent
Open ScorePolicy Engine
Your policy. Replayable.
With Record
Open Policy EngineOperations
Every handover is visible.
Open OperationsSmall Amount
Costs in dollars and dates.
Included with Policy Engine, at no extra price
Open Small AmountServicing Suite Run the book after the money goes out.
0.85% of the first $5,000 of each advance. Creditcrest Servicing Suite →
LoanManager
A ledger that tells the story.
Open LoanManagerPayments
Movement with a record.
Open PaymentsCollections
Dates. Reasons. Next steps.
Open CollectionsCredit Reporting
Report from the ledger.
Open Credit ReportingBook and reports
The book, counted honestly.
Open Book and reportsCompliance Suite Stay inside the law, with the evidence.
Inside the Servicing Suite’s share of each advance. Creditcrest Compliance Suite →
Controls
Show what opens the gate.
Open ControlsComplaints
Every complaint accounted for.
Open ComplaintsPrivacy
Make data duties visible.
Open PrivacyFor Brokers Compare the market and keep the best interests file.
$16.50 a sealed file. Creditcrest for Brokers →
Compare
Compare the whole cost.
Open CompareBroker
Keep the reasoning.
Open BrokerStatement API Read a bank statement from your own program.
$1.45 a statement. Statement, with Enrich and Capacity, for your own program. Creditcrest Statement API →
Contracts Write your contracts once, have them signed, and keep them, in your own brand.
$1.65 a completed contract. Creditcrest Contracts →
How it connects
Made to work together.
One module’s output is the next one’s input. Grouped modules run at the same time.
- 1ApplyHosted Application
- 2CheckApplyIdentity
- 3ReadExtract→Enrich→Statement→Capacity
- 4DecideScoreAML→Policy Engine→Your decision
- 5ContractContract and product rulesCode disclosureevery consumer loanSACC and MACC cost capsonly where the loan is oneBusiness loansoutside the Code→Contracts→DocumentsSign→LoanManager
- 6RunPaymentsPortalCredit Reporting
- 7WatchIntentCollections
In the software
More of them, working.
Enrich
Every match has a reason.
A category and a payee for every transaction, with the rule that matched.
Open Enrich →
Record
Sealed. Then append-only.
A SHA-256 seal on any file, and an append-only history behind it.
Open Record →
Payments
Movement with a record.
The day’s debits drawn from the ledger, direct entry files, and dishonours reversed.
Open Payments →
Operations
Every handover is visible.
The work queue, checklist and service levels, and a second person’s check.
Open Operations →Priced by use: a fee for each decision, and a share of what you lend.